Direct Business Lending

Funding Solutions
Built for Business

Every product we offer is designed for real businesses with real needs. Flexible structures, direct lending, and decisions made by people who understand what you're building.

Most Popular

Working Capital Loans

The foundation of business operations. Working capital funding keeps your business running at full capacity — covering payroll, inventory, materials, subcontractor costs, and the daily expenses of running a growing operation.

  • Funding Range: $10,000 – $2,000,000
  • Term Length: 3 to 24 months
  • Approval Time: As fast as 24 hours
  • Best For: Covering operational gaps, seasonal demand, growth periods
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Texas business operations

Revenue-Based Financing

Funding that moves with your business. Instead of fixed monthly payments, revenue-based financing ties repayment to your actual revenue performance — meaning your payment obligations flex when business slows and scale down proportionally.

  • Funding Range: $25,000 – $1,500,000
  • Repayment: Percentage of monthly revenue
  • Approval Time: 24–48 hours
  • Best For: Businesses with variable or seasonal revenue cycles
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Revenue growth chart

Equipment Financing

Acquire the machinery, vehicles, tools, and technology your business needs without depleting your working capital. Equipment financing lets you preserve cash flow while building the operational capacity to take on larger contracts and projects.

  • Funding Range: $15,000 – $5,000,000
  • Collateral: Equipment itself often serves as collateral
  • Term Length: Up to 84 months
  • Best For: Contractors, manufacturers, logistics, heavy industry
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Heavy construction equipment

Business Line of Credit

Maximum flexibility. A revolving credit facility means you draw only what you need, when you need it — and only pay interest on what you use. As you repay, the credit becomes available again. The right tool for businesses that face variable, unpredictable funding needs.

  • Credit Limits: $10,000 – $500,000
  • Draw Flexibility: Use any amount, any time
  • Interest: Charged only on outstanding balance
  • Best For: Businesses with recurring, unpredictable capital needs
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Business financial planning

Invoice Factoring

Stop waiting 60 to 90 days for customers to pay. Invoice factoring converts your outstanding receivables into immediate working capital — so you can cover operational costs, take on new contracts, and maintain momentum without waiting on slow-paying clients.

  • Advance Rate: Up to 90% of invoice face value
  • Funding Speed: Within 24 hours of invoice verification
  • Volume: $50,000 – $5,000,000 per month
  • Best For: B2B businesses with creditworthy commercial customers
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Invoice and receivables
Who Qualifies

Basic Eligibility Guidelines

We look at the full picture of your business. These are general guidelines — if you don't check every box, talk to us anyway.

6+

Months in Business

Most products require at least six months of operating history. Established businesses with longer track records qualify for higher amounts and better terms.

$10K

Monthly Revenue

We generally require a minimum of $10,000 in monthly gross revenue. Higher revenue history unlocks larger funding amounts and more flexible structures.

500+

Credit Score

While credit score is one factor we consider, it is not the only one. We look at business performance, revenue consistency, and growth trajectory holistically.

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Talk to a Funding Specialist

Tell us what you need. We'll match you to the right funding structure for your business — fast.

Apply Today