Overview
SCM Construction ("Company," "we," "us," or "our"), a direct business lender located at 1213 N Saint James Rd, Pilot Point, TX 76258, is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard information when you visit our website at scmconstructions.com, contact us, or apply for business funding.
By using our website or services, you agree to the terms of this Privacy Policy. If you do not agree with the terms described herein, please discontinue use of our website and services.
Information We Collect
Information You Provide Directly
We collect personal information that you voluntarily provide when you:
- Complete our online application or contact form
- Request information about our funding products and services
- Communicate with us by email or other means
- Opt in to receive SMS/text message communications
This information may include: your name, email address, phone number, business name, business address, federal tax identification number, financial information, and any other information you choose to provide.
Information Collected Automatically
When you visit our website, we may automatically collect certain technical information, including: IP address, browser type and version, operating system, referring URLs, pages visited, and time spent on pages. This information is used to analyze website performance and improve user experience.
How We Use Your Information
We use the personal information we collect for the following purposes:
- To process and evaluate your business funding application
- To communicate with you about your application status and funding options
- To send you information about our products and services that may be relevant to your business needs
- To send SMS/text message communications to which you have expressly consented
- To comply with applicable legal obligations
- To prevent fraud and protect the security of our systems
- To improve our website, products, and customer service
SMS Messaging Policy
SMS / Text Message Communications
If you have expressly opted in to receive SMS/text message communications from SCM Construction, the following terms apply:
- Message Types: You may receive marketing and promotional SMS/MMS messages about our financial products and services, including offers, updates, and business funding information, sent using an automated telephone dialing system (ATDS).
- Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
- Message and Data Rates: Message and data rates may apply depending on your mobile carrier and plan.
- Opt-Out: Reply STOP to opt out of SMS communications at any time. You will receive a confirmation message and will not receive further SMS messages unless you re-subscribe.
- Help: Reply HELP for assistance. You may also contact us at steven@scmconstructions.com.
- Not Required: Consent to receive SMS messages is NOT a condition of purchase or receipt of any funding product or service.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Information Sharing and Disclosure
SCM Construction does not sell, trade, rent, or otherwise transfer your personal information to third parties for their marketing purposes. We may share your information only in the following limited circumstances:
Service Providers
We may share information with trusted third-party service providers who assist us in operating our website, processing applications, or conducting our business — provided those parties agree to keep this information confidential and use it only as directed by us and consistent with this policy.
Legal Requirements
We may disclose your information when required to do so by law, or in response to a valid legal process such as a court order, subpoena, or government request.
Business Protection
We may disclose information when we believe disclosure is appropriate to protect the rights, property, or safety of SCM Construction, our clients, or others.
SMS Data — No Third-Party Sharing
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Data Security
We implement commercially reasonable administrative, technical, and physical security measures designed to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
We retain your personal information only as long as necessary to fulfill the purposes described in this policy, or as required by applicable law.
Your Privacy Rights
Depending on your location and applicable law, you may have certain rights regarding your personal information, including:
- The right to access the personal information we hold about you
- The right to request correction of inaccurate personal information
- The right to request deletion of your personal information in certain circumstances
- The right to opt out of marketing communications at any time
- The right to opt out of SMS communications by replying STOP to any message
To exercise any of these rights, please contact us at steven@scmconstructions.com.
Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You can control the use of cookies through your browser settings. Disabling cookies may limit certain functionality of our website.
Contact Us
If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us:
SCM Construction
Attn: Privacy Inquiries
1213 N Saint James Rd
Pilot Point, TX 76258
Email: steven@scmconstructions.com
We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on our website with a new effective date. Your continued use of our website after any changes constitutes your acceptance of the revised policy.